Loan Rates

These rates are current as of March 9, 2010 and are subject to change without notice. Please contact us for terms and conditions.

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Annual Percentage Rate

New Cars and Trucks
(up to 72 months financing)

6.00% - 7.25% APR
Payments for 72 months at a rate of 7.25% require a payment of $17.30 per $1,000 per month

Used Cars
(up to 60 months financing)

7.50% - 8.95% APR
Payments for 60 months at a rate of 8.95% require a payment of $20.75 per $1,000 per month

New Recreational Vehicles
(up to 72 months financing)
9.95% APR
Payments for 60 months at a rate of 9.95% require a payment of $21.24 per $1,000 per month
Share Secured
5.25% APR
Certificate Secured
(contact us for current rates)
Unsecured
11.95% APR
Home Equity
(Up to 180 months financing)
Ask about terms and conditions
3.50% APR
Payments for 180 months at a rate of
3.50%
require a payment of $7.16 per
$1,000 per month.
* Rate is variable and subject to change without notice. We will finance up to 80% of appraised value minus mortgage balance.
VISA Classic Card 11.95%APR
VISA Gold Card 9.95%APR

We offer both adjustable and fixed rate
MORTGAGE LOANS with long term financing.
Ask us for current rates and conditions. 
A.P.R. = Annual Percentage Rate

A.P.R.=Annual Percentage Rate

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For additional information about Financial Plus Credit Union, please E-Mail us.

Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).
 
 
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Home Office Information:
800 Chestnut Street,
Ottawa, IL 61350
Phone: (815) 433-1496
Fax: (815) 433-0065
Express Telephone:
(815) 433-1975


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