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PLUS Checking
Financial Advantages


No Minimum Balance Requirement

Click to see Plus Checking advantages!


Free Personalized PLUS Checks
Receive all the personally imprinted checks you need at no additional cost to you. Your special Plus checks will be printed with your name and address.

24-Hour VISA Check Card
With your 24-Hour VISA Check Card, all your transactions are safe, confidential and fast. Use it as an ATM Card for cash. Use it as a check card in place of writing checks. It
can also be used for withdrawals and balance inquiries.

Overdraft Protection
If you should overdraw your PLUS checking account, available funds will be transferred at no cost from your regular savings account (in increments of $100) to cover any overdrafts. The Credit Union also offers “Member Privilege” which is available to checking accounts in good standing. Financial Plus will honor overdrafts up to a certain limit on your account. Ask us for details.

Safe Deposit Box
Store your valuables in a Safe Deposit Box. It’s yours with no rental fee for up to one year. Subject to availability. (New rentals only.)

PLUS Checking
Savings Advantages


Travelers Checks, Cashier’s Checks and Money Orders
These secure, convenient instruments are available to you at no issue fee.

Notary Service
Use our notary service at no charge. We’ll be happy to notarize your official documents.

Discount on Mortgage Closing Costs
Get a break on closing costs when you finance a home with us and authorize an automatic mortgage payment from your account or payroll deduction.

Coast to Coast Vision Plan*
Save 10% to 30% or more when you purchase eyewear with the Coast to Coast Vision Plan.  You’ll enjoy discounts on prescription eyeglasses and contacts at over 12,000 participating optical providers nationwide.  You’ll receive your discount at the time of purchase.  You can also save on eye exams and surgical procedures including PRK and LASIK at participating ophthalmology offices.  You and your family may use the vision plan benefits as often as you like.
*Medical Discounts are not insurance.

RX Advantage Prescription Drug Program*
Use your Rx Advantage card at any participating pharmacy to enjoy discount pricing on many prescription medications – branch name and generic.  An online monitoring network will inform your pharmacist of your drug history and how much time has passed since your last prescription was filled.  The network also alerts your pharmacist to the possibility of interaction with other medications.
*Medical Discounts are not insurance.

Online Local Savings
Save big at your favorite local merchants with thousands of online discounts.  Choose from a wide variety of recreation savings, health and beauty discounts, dining specials, auto and home services, shopping discounts and more, from businesses right in your neighborhood.

Discounted Gift Cards
Enjoy the convenience of buying gift without any worries or hassles.  Perfect for a friend, relative, or the person who has everything, gift cards make great presents and can be used most any time.  With this valuable savings, Gift Cards are available for well-known clothing boutiques, department stores, restaurants and more.  You’ll enjoy savings on gift cards from participating merchants nationwide!

Everyday Rebate Rewards
Get rewarded – simply by purchasing items you use every day.  Save your receipts and at the end of every quarter, send the receipts (up to $100) with your Everyday Rebate Rewards request form, and receive 10% back.  That’s an annual savings of $40.

PLUS Checking
Protection and Insurance Advantages

$10,000 Identity Theft Insurance with Fraud Assistance**
For victims of identity theft it can be time-consuming and costly.  You’ll have up to $10,000 in financial compensation for qualified expenses incurred in the recovery of your stolen identity.  Included in this benefit is Fraud Assistance, a comprehensive service designed to help with the hassle of clearing your good name.  You’ll receive expert help to assist you in organizing paperwork, advising you about notifying creditors and more.

Payment Card Protection
Protect all your credit, debit, ATM and check cards in the event of loss or theft.  As a member, you’ll feel more secure knowing that 24 hours a day you can cancel your cards, stop unauthorized purchases, and request new cards. . .all with one toll-free phone call!  Even better, you are covered for any liability for which the issuer holds you responsible.

If your cards are lost or stolen and you’re more than 50 miles away from home, you may also request these services when you call to report your missing cards:

  • Emergency Cash
  • Emergency Airline Tickets

Some restrictions apply

ID Network Safety Service
Register your loved one or your own photo and description with the ID Network Safety Services. You’ll receive a highquality, durable plastic ID card with a photo, name and birth date, a physical description, and a special member number. Should the need arise, call the toll-free number on the card, and the ID Network will fax a high resolution, digitized photo and description of the person anywhere you specify including
supporting law enforcement agencies. You will receive an annual reminder to update your Safety Service card. The ID Network Safety Service is not just for children.  You may register a person of any age.

Cash Rewards
How would you like to earn $100. . .$200. . .$300 or more just for shopping?

Savings made simple!  Earn cash back just for shopping online.  Our secure online shopping network gives you access to over 200 of the nation’s best online retailers.  You can earn money back by making purchases through the Cash Rewards website using the credit or debit card you register.

PLUS Checking
Travel Advantages

Savers Club Book
Everyday savings right at your fingertips.  With your membership, you can receive a free copy of our popular Savers Club book.  Use it across the country or close to home.  You’ll find thousands of discount offers at the country’s most popular theme parks and recreation destinations, reduced ticket prices at the nation’s largest movie theatre chains, up to 50% off  room rates at thousands of participating hotels, motels and inns worldwide.

Companion Airfare

Love to travel?  Why not take a friend along on your next adventure?  With Companion Airfare, travel with a friend and your friend’s ticket is on us!  Every 12 months when you purchase a regular-priced, adult, coach-class round-trip ticket worth up to $500.  It’s our way of saying “thank you” for your business.  With an offer this good, grab a friend and fly to the coast, the mountains, the big city, or your choice of more than 100 exciting destinations.  You’ll both have fun and save money at the same time.

Hotel Savings Network
Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide.  Simply call the toll-free number of the hotel chain you’ve chosen from a list of 24 selections.  There is no limit to the number of times you can use your savings card.


All these great services with Plus Checking for “Only $5 a Month!”

**Special Program Notes: Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit.  Please refer to the Summary for complete details of coverage, limitations and exclusions.  Identity Theft coverage not available for residents of New York and could become unavailable in other jurisdictions.

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For additional information about Financial Plus Credit Union, please E-Mail us.

Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).
 
 
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Home Office Information:
800 Chestnut Street,
Ottawa, IL 61350
Phone: (815) 433-1496
Fax: (815) 433-0065
Express Telephone:
(815) 433-1975


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