This popular club helps members save money regularly for holiday gift buying. This club runs from November 1 through October 31 of the next year, but you can join at any time with any size deposit. With a $10.00 minimum deposit, receive a FREE gift! There are no coupon books to hassle with, and you can add to your Christmas Club as often as you like with no set payment schedule. Earn a high daily dividend which is compounded and paid monthly. Christmas Club funds will be automatically transferred to your Share Savings account on November 1. Early withdrawals cannot be made unless in full, and no dividends will be paid on early withdrawals. Check our rate board for current rates.