When it's time to purchase a new vehicle, Financial Plus Credit Union can help. We will handle your loan process quickly and efficiently over the phone, by fax, in person or with our on-line loan application. We will finance up to 100% of the purchase price for qualified borrowers, and have terms available for up to 72 months. Check our rate board for current rates.
Financial Plus Credit Union will finance used vehicles at terrific rates. There are no restrictions as to the age of the vehicle. If you've found the right car, truck or van from a dealership or private party, we'll make financing easy. For qualified borrowers, we'll loan up to the total sales price for that vehicle with terms available for up to 60 months. Check our rate board for current rates.
When you're out shopping for a used vehicle and/or are trying to sell your vehicle, Financial Plus can help give you their retail, loan and trade-in values. Our loan departments have the latest up-to-date N.A.D.A. Official Used Car Guides that can help you make the best possible deal. Stop into one of our three offices with the make, model, year and options of the vehicle(s), and we will be happy to provide you with that information.
Before walking into a dealership, let Financial Plus pre-approve your financing. Pre-approval is an easy process we can do for you before you even know what car you want.
Here are benefits of being pre-approved:
- Dealers know you are a serious shopper and will give you the attention you deserve.
- Pre-approval assures you of a low interest rate because your loan is from Financial Plus.
- Pre-approval lets you know what your payments will be before you start looking. You'll know exactly how the purchase will effect your budget.
- Pre-approval means you only have to negotiate the price with the dealer. No haggling over financing.
You can apply for a pre-approved loan on-line, by phone or in person. It's quick and easy!
Many of the automobile, truck and van dealerships in the area will arrange your financing through Financial Plus for you. Just tell the dealer if you qualify for membership at Financial Plus Credit Union, or that you are a member, and they will send your loan application directly to FPCU's loan department, where your loan will be taken care of immediately.
Let us help with some of the research.
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