Individual Retirement Accounts

We offer IRAs that meet your needs!

IRAs are the smart investment vehicle for retirement. They provide a disciplined method of saving for the future. You may also enjoy tax advantages which allow your money to grow faster and greater than non-tax-advantaged accounts. Financial Plus Credit Union's IRAs offer:

  • No minimum balance requirement for Plan I
  • No monthly fees
  • Contributions to your IRA may be made in "lump sums" or by regular deposits throughout the year
  • Dividends are compounded and paid quarterly
  • IRA Share Certificates are also available, with a minimum deposit of $1,000 and terms from 6 months to 60 months
  • For current IRA and IRA Share Certificate rates, check out our Rate Board

Financial Plus Credit Union has three different IRA Plans to fit your needs as well as three different types of IRAs.
• Plan I - Variable IRA Share Rate
(Investments of Less than $1,000)
• Plan II - Variable IRA Share Rate
(Investments of $1,000 or more)
• Plan III - IRA Certificate Investment Option
• The Traditional IRA
• The Roth IRA
• Education Savings Account

Click here to see a list of articles from Home & Family Financial Resource Center about IRA's.

On-Line Retirement Planner

 
For additional information about Financial Plus Credit Union, please E-Mail us.
Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).
 
 
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Home Office Information:
800 Chestnut Street,
Ottawa, IL 61350
Phone: (815) 433-1496
Fax: (815) 433-0065
Express Telephone:
(815) 433-1975


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