Roth IRA

The Roth IRA is an account that features tax-free withdrawals for certain distribution reasons after a five-year holding period. Since Roth IRA contributions are nondeductible and taxed in the year they are earned, members who expect to be in a higher tax bracket when they retire may benefit more from a Roth IRA than from a Traditional IRA. Unlike the Traditional IRA, there is no requirement to begin taking distributions at age 70-1/2. Contact us for more information.


Click here to see a list of articles from Home & Family Financial Resource Center about IRA's.


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Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).
 
 
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Home Office Information:
800 Chestnut Street,
Ottawa, IL 61350
Phone: (815) 433-1496
Fax: (815) 433-0065
Express Telephone:
(815) 433-1975


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