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Important VISA Notice
Recent credit card legislation has made it necessary for us to review our VISA® Card program to ensure it complies with new regulations, remains competitive and is financially sound. Financial Plus has made certain changes that will be reflected on the VISA credit card portion of your statement beginning this month.
Your due date is changing to the 25th of each month. In order to comply with the regulation and give you ample time to make your payment if the due date falls on a Sunday or holiday we’ve had to move up the due date. However, your payment will not be considered late, and no additional finance charge or late payment fee will be assessed if you make your payment by close of business on the last day of the month.
In addition to your account summary and transaction detail presented in a new, easy to read format, your statement will include information on:
How long it will take to pay off your balance by making the minimum monthly payment.
How much you need to pay in order to pay off your balance in three years.
How much you’ll save by paying the balance in three years.
A summary of year to date finance charges and fees paid.
Information on credit counseling services available to you.
You will still receive low interest rates, with no teaser introductory rates or promotional rates, no annual fees, and the same friendly personal service you are accustomed to.
If you have any questions, please contact our VISA department at 815-433-1496.
At Financial Plus Credit Union...
From February 16
through March 31, 2010
If you’re buying a new or used vehicle and are offered low financing. . .
contact us.
We will MATCH that rate . . . plus offer you NO PAYMENTS for 60 days. Receive a chance to win a $150, $100, or a $75 Gas Card.*
If we can't match the rate, you will still receive a chance to win a Gas Card.
Refinance your loan from another lender and receive the same deal!
Contact any of our three offices TODAY
for more details on this special offer.
*This offer is available to Financial Plus Credit Union members. Ultimate Plus Club discount does not apply. All loans subject to loan approval and normal credit requirements. The lowest available rate with this offer is 4.99% APR. Rates subject to change without notice. The offer does not apply to existing Financial Plus vehicle loans. Other conditions may apply. This offer can be withdrawn at any time without notice.
Congratulations
Laura Frizol
of Spring Valley!
Laura's FPCU VISA® Credit Card transaction was randomly picked
in the monthly VISA® drawings.
You too can be a winner! Simply use your FPCU VISA® Classic or Gold Credit Card. Each month, a winner will be drawn to win up to $500*. Ask us for details!
The more you SWIPE, the more chances you have to win.
ATM NOW Available in Streator
In cooperation with Streator Onized Credit Union, Financial Plus members may now use the drive-up ATM located at their branch office in Streator’s Northpoint Plaza. There are NO surcharge or transaction fees for FPCU members at this ATM.
TurboTax Now On-line
Getting your biggest possible refund with TurboTax is now easier than ever – it’s right inside the Financial Plus Credit Union web site.
TurboTax guides you through your taxes step by step, like a GPS – and finds all the deductions and credits you deserve. TurboTax even has help designed specifically for first-time users. Just log in and click on the “My TurboTax” tab to get started. Financial Plus members receive a special 15% discount on the Deluxe, Premier, or Home and Business Editions or you can file a federal return for free.
Everything must be returned to
Financial Plus Credit Union by … April 16, 2010.
Jack Teausant
From the President
New Mendota Facility NOW Open
I am pleased to announce that our new Mendota Facility is open for business. A ribbon cutting ceremony was held on Friday, December 11 with special dignitaries. A ribbon made from five dollar bills totaling $250 was used and donated to Toys for Tots.The branch officially opened on December 14.Stop in and take a look at your new Credit Union office.
I know you will love it.
We are in a prime location across from the Mendota Civic Center and have a 3,857 square foot facility. There are three drive-up lanes, an ATM, Safe Deposit boxes, and plenty of parking. We have the same friendly employees that you are used to dealing with, and our hours remain the same. Watch for our Grand Opening Celebration
April 19 - 23.
Please note: The Mendota facility’s new address is 1905 13th Avenue,
P.O. Box 543, Mendota, IL 61342. When sending any correspondence to the Credit Union, please be sure to put the P.O. Box 543 with the address.
For additional information about Financial Plus Credit Union, please E-Mail us.
Your savings at Financial Plus Credit Union is insured up to at least $500,000 through the National Credit Union Administration (NCUA) and Excess Share Insurance Corporation (ESI).