Plus Checking

PLUS Checking Financial Advantages

• No Minimum Balance Requirement
• Free Personalized PLUS Checks

Receive all the personally imprinted checks you need at no additional cost to you. Your special PLUS checks will be printed with your name and address.

24-Hour VISA Debit Card

With your 24-Hour VISA Debit Card, all your transactions are safe, confidential and fast. Use it as an ATM Card for cash. Use it as a check card in place of writing checks. It can also be used for withdrawals and balance inquiries.

Overdraft Protection

If you should overdraw your PLUS checking account, available funds will be transferred at no cost from your regular savings account (in increments of $100) to cover any overdrafts. The Credit Union also offers "Member Privilege" which is available to checking accounts in good standing. Financial Plus will honor overdrafts up to a certain limit on your account. Ask us for details.

PLUS Checking Savings Advantages

Safe Deposit Box

Store your valuables in a Safe Deposit Box. It's yours with no rental fee for up to one year. Subject to availability. (New rentals only.)

Travelers Cards, Cashier's Checks and Money Orders

These secure, convenient instruments are available to you at no issue fee.

Notary Service

Use our notary service at no charge. We'll be happy to notarize your official documents.

Discount on Mortgage Closing Costs

Get a break on closing costs when you finance a home with us and authorize an automatic mortgage payment from your account or payroll deduction.

Everywhere Cash SavingsSM*

Saving at favorite retailers has never been easier! Members can simply go online and click or print their way to savings. They earn cash back when they shop online or print coupons to use in-store.

Everyday Rebate Rewards

Get rewarded by purchasing items you use everyday! Send in your receipts, up to $100 every quarter, and we'll give you 10% back.

Discounted Gift Cards**

With this valuable savings benefit, you can purchase gift cards worth $25 from well-known merchants for friends, family members or even yourself while enjoying a discount off the face value of each card.

Rx Advantage^TM Prescription Drug Program***

You'll receive discount pricing on many of your prescription medications when you present your Rx Advantage card at participating pharmacies nationwide. You can also enjoy the convenience of having routine prescriptions mailed directly to your door!

NationsHealth Medical Supply Pharmacy

You can receive up to 15% off average retail prices of diabetes testing products. You'll enjoy the convenience of having the supplies delivered right to your door. No shipping charges will be incurred when you order through this trusted mail-order company.

Mail Order Service

Save time and money with our mail order service. Order prescription medications you take on an ongoing basis and have them delivered directly to you!

Coast To Coast Vision Plan***

Valuable eye care savings for the entire family! Receive discounts at over 12,000 participating providers on eyewear and eye exams nationwide.

PLUS Checking Protection and Insurance Advantages

Payment Card Protection

Protect your credit, debit and ATM cards in the event of loss or theft! Register your card numbers and with one phone call, you may cancel cards, stop unauthorized purchases and request new cards using our toll-free 24-hour number.

Document and Personal Property Registry

Register your important documents and personal property. If your registered items are ever lost, stolen or destroyed, just call the toll-free 24-hour number to receive the information you need to request replacement of your documents or file insurance claims.

Key Ring Protection

Help to retrieve lost keys. With your personally registered key ring, your lost keys can be dropped in any mailbox and returned to you . . . at no additional charge.

ID Network Safety Service

Register a loved one or your own photo and description with the ID Network Safety Service. You'll receive a durable plastic ID card with a photo and description, and a special member number. Should the need arise, call the toll-free number on the card, and the ID Network will fax a high-resolution, digitized photo and description of the person anywhere you specify including supporting law enforcement agencies.

Identity Theft Insurance

Members have up to $10,000 in financial compensation for covered expenses incurred in the recovery of their stolen identity.

Identity Fraud Support Service

Receive guidance in the recovery process from professionals who can help with notifying creditors, organizing paperwork, and more.

PLUS Checking Travel Advantages

Savers Club®

Everyday savings right at your fingertips! Savers Club offers thousands of discounts you can use across the country or close to home.

Hotel Savings Network Discounts

Save 5% to 20% every time you stay at one of the 10,000 participating hotels nationwide. There is no limit to the number of times you can take advantage of your savings!

Bonus Travel

Want to receive cash rewards when you travel? Use our toll-free Travel Reservation Service to make travel arrangements, and you'll receive a cash reward equal to 10% of your expense on lodging, plus a cash reward equal to 3% of your expense on airline travel, car rentals, cruises and package tours.

*For cash back rewards, you must access the retailer's link through the website provided and use the credit or debit card you have registered to be eligible for rewards. Credit will be issued automatically to your registered card within 90 days from date of purchase. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

**Gift card/gift certificate purchases limited to a total of 500 cards annually. Participating merchants may change at any time without notice. Certain restrictions and limitations may apply.

***Medical Discounts are NOT insurance.