Payroll Deduction & Direct Deposit

Payroll Deduction

This is a great savings or loan repayment method. At no charge, a portion of your pay check is automatically deposited into a share or loan account, and you'll still receive a check from your employer. The options are endless, and it's very convenient. Your money can be deposited to any account you wish. . .your checking account, a Christmas Club account, another portion to your loan. . .it's your option. It's easy. Ask us for details.

Direct Deposit/Net Pay

Direct Deposit means your entire paycheck (which we refer to as net pay), social security, pension, veterans or armed forces check is automatically deposited to Financial Plus Credit Union through the automatic clearing house system. You no longer have to deposit your check yourself, stand in long teller lines, or worry about depositing your check on time. . . everything is done for you. It's easy. The money you have deposited can be divided any way you would like. . .savings, checking, club accounts, a loan, or even another account at the Credit Union.

When you use direct deposit and maintain a $1 balance in your regular savings account, you are eligible to receive your share drafts (checks) at a minimal charge. Our regular Share Draft checking account offers no monthly service charges, no minimum balance requirements, and automatic overdraft protection at no charge. You also receive a carbon copy of each check you write, Financial Plus ATM/VISA Check Card account access, and no limit on the number of checks you write or "per check charges." Please see the information on our Share Draft checking accounts.

Financial Plus also offers a special "Plus Checking" which includes a valuable package of benefits that save you money, time, and gives you peace of mind.

Accessing your funds that are directly deposited to your Financial Plus account(s) is easy. Use your ATM/VISA Check Card, your FPCU checking account, in person or with our Express Telephone - an audio response system which you can use 24 hours a day, 7 days a week or Online Banking.

With direct deposit, or payroll deduction you may be eligible to join our Ultimate Plus Club. Please see the information on our Ultimate Plus Club, or give us a call for details

Routing & Transit Number: 271987363 see example of check