Auto Loans
New Vehicle Loans
When it's time to purchase a new vehicle, Financial Plus Credit Union can help. We will handle your loan quickly and efficiently over the phone, by fax, in person or with our on-line loan application. We will finance up to 100% of the purchase price for qualified borrowers, and have terms available for up to 72 months.
Used Vehicle Loans
Financial Plus Credit Union will finance used vehicles at terrific rates. There are no restrictions as to the age of the vehicle. If you've found the right car, truck, or van from a dealership or private party, we'll make financing easy. For qualified borrowers, we'll loan up to the total sales price for that vehicle with terms available for up to 72 months.
Preferred Auto Dealers
We’ve partnered with dealerships to offer you the convenience of low-cost financing options at a dealer near you. Handle the entire experience with the help of Financial Plus Credit Union. No need for multiple stops, one stop to the dealer is all it takes.
- Visit any of our preferred dealers.
- Choose your favorite vehicle.
- Request financing with Financial Plus.
- If approved, the dealer processes the paperwork.
- That’s all there is to the hassle free process of buying from one of our preferred dealers.
N.A.D.A. Book Values
When you're out shopping for a used vehicle and/or are trying to sell your vehicle, Financial Plus can help give you their retail, loan and trade-in values. Our loan departments have the latest up-to-date N.A.D.A. Official Used Car Guides that can help you make the best possible deal, which are also available online at www.nadaguides.com.
Stop into one of our five offices with the make, model, year, and options of the vehicle(s), and we will be happy to provide you with that information.
Credit Union Financing at the Dealership
Many of the automobile, truck and van dealerships in the area will arrange your financing through Financial Plus for you. Just tell the dealer if you qualify for membership at Financial Plus Credit Union, or that you are a member, and they will send your loan application directly to FPCU's loan department, where your loan will be taken care of immediately.
Recreational Vehicle Loans
Financial Plus will loan money for both new and used motorcycles, boats, campers, and motor homes. Qualified members can receive up to 100% financing of the purchase price with repayment terms of up to 120 months. The Credit Union also has N.A.D.A. Official Used Motorcycles, RV's, Campers and Boat Guides to help you determine retail and loan values on the boat or motorcycle you are interested in, which are also available online at www.nadaguides.com.
Mobile Home Loans
If it's a mobile home you're interested in financing, contact our loan department. The Credit Union will finance up to 70% of the purchase price to qualified borrowers. Mobile homes can be financed up to 120 months. Financial Plus has an N.A.D.A. Mobile Home guide to help you with the value of a used mobile home, which are also available online at www.nadaguides.com.
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